Effective Date: June 2026
Welcome to Kavitaashi Assurance (“Company,” “we,” “our,” or “us”). By accessing or using our website https://kavitaashiassurance.in, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use our website or services.
1. Acceptance of Terms
By accessing this website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions and our Privacy Policy.
These terms apply to all visitors, users, and customers of our website.
2. About Our Services
Kavitaashi Assurance provides insurance-related consultation and assistance for various insurance products, including but not limited to:
- Health Insurance
- Life Insurance
- Motor Insurance
- Travel Insurance
- Home Insurance
- Business Insurance
- Commercial Insurance
- Investment & Protection Plans
Our role is to assist customers in understanding insurance products and connecting them with suitable insurance providers.
3. Insurance Disclaimer
Insurance policies are issued by authorized insurance companies.
Kavitaashi Assurance acts as a facilitator/consultant for insurance-related services. Final approval, premium calculation, underwriting, claim settlement, policy issuance, and cancellations are solely at the discretion of the respective insurance company.
Insurance is the subject matter of solicitation.
Customers are advised to carefully read the policy wording, exclusions, benefits, and terms before purchasing any insurance product.
4. Accuracy of Information
You agree that:
- All information submitted by you is true and accurate.
- You will provide complete and correct details while requesting insurance quotations or purchasing policies.
- Any false or misleading information may result in rejection of the policy or claim by the insurer.
5. No Guarantee
While we strive to provide accurate and updated information, we do not guarantee:
- Approval of insurance applications
- Claim settlement
- Premium rates
- Policy issuance
- Coverage eligibility
These decisions are made solely by the respective insurance company.
6. Website Content
The information available on this website is provided for general informational purposes only.
Although every effort is made to keep the information accurate and updated, we make no warranties regarding:
- Accuracy
- Completeness
- Reliability
- Suitability
- Availability
Information may change without prior notice.
7. Intellectual Property
All website content including:
- Text
- Graphics
- Logos
- Images
- Icons
- Designs
- Layout
- Branding
is the property of Kavitaashi Assurance unless otherwise stated.
No content may be copied, reproduced, distributed, modified, or republished without prior written permission.
8. User Responsibilities
While using our website, you agree not to:
- Submit false information
- Attempt unauthorized access
- Introduce viruses or malicious software
- Interfere with website functionality
- Use the website for unlawful purposes
- Copy or misuse website content
Violation of these terms may result in legal action.
9. Third-Party Links
Our website may contain links to third-party websites for your convenience.
We do not control or endorse these websites and are not responsible for:
- Their content
- Privacy practices
- Services
- Accuracy of information
Users access third-party websites at their own risk.
10. Privacy
Your use of this website is also governed by our Privacy Policy.
By using this website, you consent to the collection and use of your information as described in our Privacy Policy.
11. Limitation of Liability
Kavitaashi Assurance shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
- Use of this website
- Inability to use the website
- Delay in services
- Insurance claim rejection
- Policy cancellation
- Technical errors
- Data loss
Your use of the website is entirely at your own risk.
12. Availability of Website
We do not guarantee uninterrupted access to the website.
We may suspend, modify, or discontinue any part of the website at any time without prior notice.
13. Payments
Where applicable, all premium payments are processed according to the policies and procedures of the respective insurance company or authorized payment gateway.
We do not store your banking or payment card information.
14. Cancellation & Refund
Cancellation and refund of insurance policies are governed solely by the respective insurance company’s policy terms.
Refund eligibility, timelines, and charges are determined by the insurer.
15. Indemnification
You agree to indemnify and hold harmless Kavitaashi Assurance, its employees, representatives, and affiliates from any claims, damages, liabilities, or expenses arising from:
- Your misuse of the website
- Violation of these Terms
- Submission of false information
- Breach of applicable laws
16. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time.
Updated terms will become effective immediately upon publication on this website.
Continued use of the website constitutes acceptance of the revised Terms.
17. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Lucknow, Uttar Pradesh.
18. Contact Information
If you have any questions regarding these Terms & Conditions, please contact us:
Kavitaashi Assurance
📍 613/P50, Near Akash Atta Chakki, Anna Market, Keshav Nagar 2, Lucknow, Uttar Pradesh
📞 +91 9451666600
📧 ashishgupta.tataaia@gmail.com
🌐 Website: https://kavitaashiassurance.in